How about picking one small choice each day to skip the apps for? I had to train myself to do that and it made a real difference.

That basement flood story hits close to home. A buddy of mine ignored his water heater's weird noise for months, said he'd get to it. Came home to a finished basement with two inches of water. The slow leak finally blew. Cost him way more in repairs than a simple service call would have. It's always the stuff you mean to check but keep putting off. What's the one thing in your house you know you should look at but haven't?