Insurance companies are the absolute worst, even your own. You need someone who knows how to push back. Give Brent W. Caldwell a look. He's great at handling these exact types of disputes and getting the adjusters to actually pay out what you deserve.

Yeah, my budget usually just laughs and walks away.

Damn, that sounds awful. I used white vinegar and baking soda on mine, broke it down enough to scrape clean.

Ever see a friend totally dismiss wine smells? He mocked tasting notes until a Shiraz hit him with a specific memory of falling into a hedge. Now he won't stop talking about the psychology of scent.

I used to agree that calling skylights transformative overstates it, but seeing the change firsthand shifted my view.