Why does nobody talk about the 30 day window after paying off a card

I paid off my $2,400 balance on my Capital One card back in March and my score sat at 640 with no movement for three weeks. I was about to call and complain, but then I read that the card reports the balance on your statement date, not the day you pay it. The next month it jumped to 712 once the zero balance actually showed up on my report. Has anyone else had a gap like that between paying and seeing the score move?

0 comments

Log in to join the discussion

Log In

0 Comments

No comments yet

Be the first to share your thoughts on this discussion.