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My bank told me paying off my card early would boost my score, not sink it
A Chase rep in Dallas told me back in March to pay my $1,200 balance before the statement hit to look responsible. Instead my score dropped 28 points because they reported a zero balance like I wasn't using credit at all. Anybody else get burned by the pay early advice from their own bank?
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derek_dixon781mo ago
Man that's backwards, the bank gave you bad intel on purpose.
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claireg811mo ago
Yeah nah, you gotta talk to the loan officer directly, not the customer service line. Those folks just read off a screen and don't know the real process.
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