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ACH cutoff hack saved my vendor payments twice this month

I kept missing the 2pm ET cutoff on Fridays, so I started scheduling ACH batches for Thursday night at 9pm. Now they clear early Friday with zero stress. Anyone else use a night-before trick for rush payroll?
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1 Comment
jade_lane19
Does your bank actually credit those same-day, or is it just that they hit the processing window before the night cutoff kicks in?
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