My score jumped 48 points after one small fix, or was it the timing?

So I've been stuck around 680 for like two years, paying everything on time. Then last month I asked my card issuer to raise my limit from $2,000 to $5,000 on my oldest account in Austin, TX. My utilization dropped from 42% to 18% and the next FICO update showed 728. But I also had a late payment from 3 years ago fall off the same week, so which one actually did it? I mean, I'm not complaining, but I want to know if the limit bump alone would've worked for someone without the old blemish dropping. Has anyone else seen a big jump and couldn't tell what caused it?

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