Had one week last spring where my score jumped 48 points and I still don't know exactly what caused it

I paid off a $600 medical collection and my Equifax went from 612 to 660 in seven days, but the other two bureaus barely moved - has anyone else had one bureau react way stronger than the others to the same change?

1 comments

1 Comment

the_anna1d ago

Yeah I gotta push back on this a little. I think you're looking at this wrong because one bureau jumping doesn't mean it was random, it just means that specific bureau had that collection on file and the other two didn't. Collections don't always report to all three the same way, I've seen it tons of times where TransUnion just doesn't have something that Equifax does. Your score moved because that specific account was removed from that specific bureau's report, plain and simple.